PKSF launched ‘Microfinance for Marginal and Small Farmers Project (MFMSFP)’ in 2005. The success of this project led PKSF to design and introduce a new program named ‘Agriculture Sector Microcredit’ in 2008. And in 2006, PKSF launched the ‘Seasonal Loan Program’ to offer financial services to farmers to help them meet their seasonal need. Later, in 2014, two programs were merged named ‘SUFOLON’. Its unique financial services have created tremendous impetus for investment in different IGAs including crop cultivation and processing, livestock, fisheries, agro-forestry, agro-processing etc.

IN FY 2025-26 (upto 30 April 2026)

LOAN DISBURSED TO POs
BDT 13.72 BILLION

LOAN OUTSTANDING WITH POs
BDT 10.67 BILLION

AT A GLANCE
IN FY 2025-26 (upto 30 April 2026)

BORROWERS
1.60 MILLION

FROM POs TO BORROWERS
LOAN DISBURSEMENT
BDT 92.64 BILLION

LOAN OUTSTANDING
BDT 60.54 BILLION

AVERAGE LOAN SIZE
BDT 0.044 MILLION

The key features of ‘SUFOLON’ are: provision for flexible repayment, such as one shot, seasonal or balloon repayment, consistent with the seasonal agricultural activities; and the flexibility of availing multiple loans to diversify production.

Such farmer-friendly terms have made the loan product very popular among borrowers. Up to 30 April 2026, the cumulative loan disbursement from PKSF to POs stood at BDT 185.16 billion and from POs to borrowers at BDT 864.62 billion.

TREND OF LOAN DISBURSEMENT UNDER SUFOLON
(PKSF to Partner Organizations)