Bangladesh Rural Water, Sanitation and Hygiene for Human Capital Development Project

The Government of Bangladesh (GoB) intends to implement the Bangladesh Rural Water, Sanitation and Hygiene for Human Capital Development Project with financial support from the World Bank (WB) and the Asian Infrastructure Investment Bank (AIIB) to reform institutions and improve WASH services that meet the ‘safely-managed’ services in line with SDG targets of 6.1 and 6.2. The Project Development Objectives are to: (i) improve access and quality of water supply, sanitation, and hygiene (WASH) services in selected areas of rural Bangladesh, and (ii) strengthen sector policy and institutional capacity. Palli Karma-Sahayak Foundation (PKSF) and the Department of Public Health Engineering (DPHE) will implement specific components of this project.

Climate-resilient Haor Project

Bangladesh is one of the most vulnerable countries to adverse impact of climate change. Flash flood affected haor basin is one of four climate hotspot areas of the country. Wave erosion due to the intense flash flood is one of the major threats to the haor settlements. Flash flood waves (locally called Afal) inundate the common area destroying harvests of the households living in the hati.Taking into account this vulnerability of haor residents, PKSF is implementing a project titled ‘Climate-resilient Infrastructure for Sustainable Community Life in the Haor Region of Bangladesh financed by IKI Small Grants Funding Scheme of German Federal Ministry for the Environment. The project is being implemented at haor area of Sunamgonj district of Bangladesh with a view to protect the villages (Hati) from wave erosion of Afal. German development organization Deutsche Gesellschaft für Internationale Zusammenarbeit (giz) Bangladesh office is looking after the project. The grant agreement between PKSF and giz was executed on 14 February 2023 and the project was launched since 1 March 2023.

Extended Community Climate Change Project-Drought (ECCCP-Drought)

The project intends to address the above-mentioned drought-related problems by promoting good water management, adaptive technological practices, infrastructure maintenance, and planning for irrigation, drinking and household usage. Also, the project intends to reduce water needs by promoting the cultivation of crops with low water requirements in the dry season, thus reducing irrigation needs up to 70% during the winter season. In addition, the project will provide more water access points for drinking purposes too, thereby reducing the burden on women.

Extended Community Climate Change Project- Flood (ECCCP- Flood)

The impacts of climate change in Bangladesh are becoming increasingly evident. It has already been reflected in the natural disasters like floods, flash floods, salinity ingress, tidal surge, drought, etc. The frequency and the intensity of these disasters are ever increasing. The poor are at the highest risk. Women and children will be affected worse than any other groups in the community due to their low capacity to cope with the shocks. The poor and marginalized communities living in the flood-prone areas generally depend on agriculture for their livelihood which is highly sensitive to climate change. These climate-induced disasters affect habitation, availability of water, and sanitation systems. ECCCP-Flood aims to provide climate-resilient shelters, livelihood, drinking water sources, and sanitation systems for these people.

Low Income Community Housing Support Project (LICHSP)

Access of low income people to finance for housing is a perpetual challenge in every country. It is more difficult in the urban areas. Lack of land tenure security and the high initial investment are the big hurdles. For financial institutions, it’s a very difficult task because of the terms and conditions permissible in matters of lending. Longer loan terms and absence of appropriate guarantee mechanisms are the main obstacles. The conventional microfinance system offers very little scope for funding in housing which relates to conventional mortgages. However, Palli Karma-Sahayak Foundation (PKSF) is presently implementing a project titled ‘Low Income Community Housing Support Project (LICHSP)’ in line with its mandate of inclusive and appropriate financing for sustainable development of people.

Microenterprise Financing and Credit Enhancement Project (MFCE Project)

The Microenterprise is an emerging sector containing more than 200 types of business has been playing a pivotal role in the economic development of the country. This sector which is geographically diverse where the largest number of low-income people are employed. By creating employment for the poor people, it plays an important role in reducing poverty and income inequality. Despite its importance in socio-economic development of the country, microenterprise sector has been riddled with various financial and non-financial constraints. Lack of adequate finance is a major constraint to the growth of microenterprises. Microenterprises are getting only 16% of their working capital from the external sources where 4% from the commercial banks and 12% from the MFIs.

Promoting Agricultural Commercialization and Enterprises (PACE)

PKSF launched Promoting Agricultural Commercialization and Enterprises (PACE) project in January 2015. The project is jointly financed by PKSF and International Fund for Agricultural Development. The Financing Agreement of the project was signed between the People’s Republic of Bangladesh and International Fund for Agricultural Development (IFAD) on 11 December 2014. Subsequently, PKSF signed Subsidiary Loan and Grant Agreement (SLGA) with the Ministry of Finance, Government of Bangladesh on 18 January 2015 to implement the project.


With financial support from the European Union (EU), PKSF is implementing the “Pathways to Prosperity for Extremely Poor People – European Union (PPEPP-EU)” project to help the most impoverished connect with mainstream economic growth and job opportunities. The PPEPP-EU is a complex and integrated project that aims to alleviate the multidimensional poverty of 215,000 extremely poor households across three climatically vulnerable regions of Bangladesh, including certain ethnic minority groups where extreme poverty is more prevalent. 

Recovery and Advancement of Informal Sector Employment (RAISE)

Palli Karma-Sahayak Foundation (PKSF) undertook the ‘Recovery and Advancement of Informal Sector Employment (RAISE)’ project in February 2022 jointly financed by the World Bank and PKSF. The RAISE project will facilitate employability and increase productivity of informal sector, and provide financial assistance to 175,000 low-income youths, micro-entrepreneurs and COVID-19 affected micro-entrepreneurs in urban and peri-urban areas across the country. PKSF will implement the project through its 70 Partner Organizations (POs). In addition, the project has another component on recovery and reintegration of COVID-19-affected returnee migrants which will be implemented by the Wage Earners’ Welfare Board (WEWB) under the Ministry of Expatriates’ Welfare & Overseas Employment.

Resilient Homestead and Livelihood Support to the Vulnerable Coastal People of Bangladesh (RHL) Project

The coastal region of Bangladesh is vulnerable to disasters due to its location and low elevation. Climate change can have a devastating impact on the lives and livelihoods in this area. The vulnerability of the coastal people in Bangladesh can be defined in three ways: climate-sensitive livelihoods, vulnerable settlements in low-lying areas and scarcity of safe drinking water. Many coastal residents depend on seasonal subsistence agriculture and agriculture wage labor, which are highly climate-sensitive. Moreover, many coastal inhabitants live in houses built of mud and plants severely affected by cyclones, storm surges, and high tides. The lack of climate-resilient housing poses a serious poverty trap as significant portions of the incomes of coastal communities go towards house repairs. Under this circumstance, to develop a climate-adaptive coastal community in Bangladesh by adopting climate-resilient housing and livelihood technologies, the Green Climate Fund (GCF) under the United Nations Framework Convention of Climate Change (UNFCCC) approved “Resilient Homestead and Livelihood Support to the Vulnerable Coastal People of Bangladesh (RHL),” a five-year project, in 36th GCF Board on July 14, 2023.

Rural Microenterprise Transformation Project (RMTP)

Palli Karma-Sahayak Foundation (PKSF) has started implementing a new project titled “Rural Microenterprise Transformation Project (RMTP)” financed by the International Fund for Agricultural Development (IFAD). Prior to the RMTP, PKSF undertook four projects with the financial support of IFAD — Microfinance and Technical Support Project (MFTSP), Microfinance for Marginal and Small Farmers Project (MFMSFP), Finance for Enterprise Development and Employment Creation (FEDEC) and the ongoing Promoting Agricultural Commercialization and Enterprises (PACE) project.

Skills for Employment Investment Program (SEIP)

PKSF has agreed to implement the ‘Skills for Employment Investment Program (SEIP)’ project and signed the MoU with the Finance Division, Ministry of Finance, Government of Bangladesh (GoB) on 7 May 2015 for Tranche-1; 26 May 2018 for Tranche-2; and 24 December 2020 for Tranche-3 to ensure training and employment for the disadvantaged people of the country so that they can develop their living standards sustainably. Under the SEIP project, PKSF is ensuring demand-driven skill-development training among disadvantaged people in order to create productive wage and self employment.

The Project for Developing Inclusive Risk Mitigation Program for Sustainable Poverty Reduction (IRMP)

The Project for Developing Inclusive Risk Mitigation Program for Sustainable Poverty Reduction (IRMP) funded by Japan International Cooperation Agency (JICA) was launched in October 2019, with an aim to determining sustainable financial and non-financial services and identify the implementation strategy to mitigate the risks caused by climate change and other disasters to the poor people.

The first Joint Coordination Committee (JCC) meeting of the project was held under the chairmanship of the Managing Director of PKSF where high officials from JICA head office, JICA Dhaka office and members of the IRMP team were present.