The program is being implemented to improve the living conditions of low-income people by improving their housing facilities. It’s the state’s fundamental responsibility to ensure the basic needs of every citizen—food, clothing, education, healthcare, and shelter. As a state-owned development institution, PKSF launched the ‘ABASON’ loan program in 2019 to help fulfill this commitment. The program aims to improve the living conditions of low-income people by improving their housing facilities.

PKSF has been implementing the Abason loan program using its own funds through 193 branch offices of 24 Partner Organizations (POs) across 95 upazilas in 48 districts.

As of June 2024, a total of BDT 6.05 billion was disbursed among 23,752 members for construction of new houses, and repair or expansion of existing ones. In FY 2023–24, a total of 9,759 members received housing loans totaling BDT 2.83 billion.

This financial assistance has significantly improved not only the structural quality of houses but also contributed to better health outcomes, enhanced mental well-being, and greater social dignity for the recipients. The Abason loan program is playing a vital role in halping achieve the Sustainable Development Goal (SDG) 11: Sustainable Cities and Communities.