The program is being implemented to improve the living conditions of low-income people by improving their housing facilities. It’s the state’s fundamental responsibility to ensure the basic needs of every citizen food, clothing, education, healthcare, and shelter. As a state-owned development institution, PKSF launched the ‘ABASON’ loan program in 2019 to help fulfill this commitment. The program aims to improve the living conditions of low-income people by improving their housing facilities.

PKSF has been implementing the Abason loan program using its own funds through 360 branch offices of 32 Partner Organizations (POs) across 160 upazilas in 52 districts. As of June 2026, a total of BDT 14,370 million was disbursed among 51,246 Beneficiaries for construction of new houses, and repair or expansion of existing ones.

This financial assistance has significantly improved not only the structural quality of houses but also contributed to better health outcomes, enhanced mental well-being, and greater social dignity for the recipients. The Abason loan program is playing a vital role in helping achieve the Sustainable Development Goal (SDG) 11: Sustainable Cities and Communities.