JAGORON, a credit program of PKSF, seeks to initiate household-based enterprise development in rural and urban areas of Bangladesh. Since October 1990, PKSF has been providing financial services for the rural poor under ‘JAGORON’ program (earlier known as Rural Microcredit). Though in the beginning, PKSF’s services were confined to the rural areas, PKSF in 1999 expanded its services to the urban poor as well.

IN FY 2024-25

LOAN DISBURSED TO POs BDT 24.75 BILLION

LOAN OUTSTANDING WITH POs BDT 40.53 BILLION

AT A GLANCE

IN FY 2024-25

BORROWERS
8.90 MILLION

FROM POs TO BORROWERS

LOAN DISBURSEMENT
BDT 492.14 BILLION

LOAN OUTSTANDING
BDT 275.83 BILLION

AVERAGE LOAN SIZE
BDT 0.056 MILLION  

In Urban areas, participation of women in the ‘JAGORON’ program is higher compared to their rural counterparts since urban women have higher participation in the labour market, greater access to resources, greater mobility and meaningful role in the households’ decision making process. Up to June 2025, the cumulative loan disbursement from PKSF to POs was BDT 227.28 billion and POs to borrowers was BDT 3,632.21 billion.

                                       TREND OF LOAN DISBURSEMENT UNDER JAGORON
                                                        (PKSF to Partner Organizations)